Can I go to jail for not paying a loan? It’s a scary thought, right? Bills pile up, payments fall behind, and suddenly the worry creeps in, will this land me in jail? The good news? In most cases, no, missing a payment won’t land you in jail. But there are some situations where things can take a serious turn. Let’s talk about when debt… Read More »Will Not Paying Debt Land Me in Jail? No, But There Are Considerations
Online banking is the new normal for many people, and SoFi Bank has become one of the popular options. But is SoFi a good bank? That’s the question we’re here to answer. It offers a range of services with a focus on no-fee banking, but it’s not for everyone. Let’s discuss the pros and cons of SoFi and see if it’s the right fit for… Read More »Sofi Bank Review: Great Features, But Lack in Other Aspects
When you’re starting any kind of project—whether it’s building an app, kicking off a marketing push, or overseeing a construction site—there are always limits you’ve got to work within. These limits, or project constraints, can make or break your success. If you don’t manage them well, even the best ideas can go sideways. If you’re a project manager, dealing with these challenges is part of… Read More »How to Balance Time, Cost, and Scope Constraints for Project Success
How many credit cards should you have? Many financial advisers often suggest having only one or two credit cards. That advice makes sense, especially for beginners. It helps avoid overspending and missed payments. Still, having more than two credit cards isn’t always a bad thing. It can work in your favor if you manage them well. Let’s discuss why owning multiple cards is not as… Read More »What to Consider When Determining How Many Credit Cards to Have
Card lock is a super useful feature when you want to stop random charges on your card. But what about automatic payments? Do those get blocked, too? If you rely on auto-pay for bills like streaming services, subscriptions, or utilities, the last thing you want is a missed payment. Let’s break down how card lock works, what it affects, and what happens to those automatic… Read More »Lock Card & Auto Payment – Everything You Need to Know
Not all loans work the same way. Some need you to back them up with something valuable, like your car or house, while others don’t. These are called secured and unsecured loans. If you’re thinking about borrowing money but don’t want to risk losing anything you own, unsecured financing might sound like a good idea. Sometimes you need quick help without risking your assets. But… Read More »Should You Get an Unsecured Loan? Consider the Pros & Cons First
If you have student debt, you are not alone. Over 43 million Americans owe a whopping $1.6 trillion in student loan debt. With rising costs and financial struggles, many people are looking for ways to ease the burden. One question that often comes up is, “Can I pay my student loans with a credit card? The answer isn’t straightforward. While it might be possible in… Read More »Paying Student Loans with a Credit Card: Pros, Cons, & Alternatives
Running a business isn’t cheap, and there will be times when your revenue isn’t enough to cover expenses. That’s when business loans can help. But what if your credit score isn’t great? Maybe you missed payments during a tough financial period, or you racked up too much debt while trying to grow your business. Whatever the reason, having bad credit doesn’t mean you’re out of… Read More »Need A Business Loan But You Have Bad Credit? Here’s What You Can Do
Did you know that many people get hit with unexpected fees or miss signs of fraud simply because they don’t check their bank accounts regularly? According to the Office of the Comptroller of the Currency, identity theft and fraud can be avoided when you review your accounts often. Skipping this step could cost you money and peace of mind. But there’s good news. Reviewing your… Read More »Why Reviewing Your Bank Statement Each Month is a Smart Financial Move
Ulta Beauty is a go-to destination for cosmetics, skincare, and hair products for many beauty enthusiasts. To reward loyal shoppers, Ulta offers two credit card options. Both promise rewards for their loyal customers, but are they worth it? Let’s talk more about both Ulta credit cards to see if they’re worth getting or not. Understanding Ulta’s Credit Cards There are two credit card options people… Read More »Ulta Credit Card Review: Good for Loyal Ulta Customers